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    •  
      CommentAuthorSuzukiman
    • CommentTimeSep 24th 2009
     permalink
    i dont have a credit card collection because they are all scams. If you dont have the money dont buy it find a different way.Looking for my head ............... yeah the eight valve one yeah ....
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      CommentAuthorasdf
    • CommentTimeSep 25th 2009
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    I like to scam the credit card companies. I haven't paid one cent in interest. but hey thanks for they loan.
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      CommentAuthorSuzukiman
    • CommentTimeSep 25th 2009
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    I will take credit and use it as someone else ... all you need is someone fresh in the mortuaries create an ID then disappear with 500$ worth of free stuff a dead person bought you.Looking for my head ............... yeah the eight valve one yeah ....
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      CommentAuthorGuest 6223
    • CommentTimeOct 8th 2009
     permalink
    im a sophmore at a high school in texas and i have to do a report over unethical businesses and my partner and i chose to base our report over fry's electronics. :)
  1.  permalink
    Guest: im a sophmore at a high school in texas and i have to do a report over unethical businesses and my partner and i chose to base our report over fry's electronics. :)
     
     
    LOL...that brought a smile to my face. Make sure that your teacher isn't a Fry's lover or you might get a bad grade. I did a report on a Marylin Monroe conspiracy. I believe she was murdered by the Kennedys, it wasn't a suicide. And all the information I have to back it up was really good and legit. But the teacher was a big Kennedy fan so he didn't like my theory/truth of what happened.
    •  
      CommentAuthorasdf
    • CommentTimeOct 12th 2009
     permalink
    Guest: im a sophmore at a high school in texas and i have to do a report over unethical businesses and my partner and i chose to base our report over fry's electronics. :)
     
     
    You picked a good site to look up corruption. Fry's is really corrupt. You might want to start the threads from the earliest when the site started, down to where the owner who worked at frys gets fired and other cool details of blackmail, management theft, sex, rape and wrong doings.
    •  
      CommentAuthorSasquatch
    • CommentTimeOct 12th 2009
     permalink
    Omar.
    •  
      CommentAuthorcaligirl26
    • CommentTimeOct 12th 2009
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    true sasquatch, very true
    •  
      CommentAuthorSuzukiman
    • CommentTimeOct 13th 2009
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    if you open a dictionary and look up fries electronics it says "see polytics" if you look that up it says "many blood sucking insects"Looking for my head ............... yeah the eight valve one yeah ....
    •  
      CommentAuthorGuest 4555
    • CommentTimeDec 11th 2009
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    I hate fry's electronic bank credit company...we should find someone to file a class action lawsuit against them. They really screw around with your cycle dates that lead to late fees/interest build up.
  2.  permalink
    That does not surprise me at all. The reps on the phone for them are asses to. Even to the associates that work at fry's.
  3.  permalink
    The Fry's Credit Card Program is poor at best. Fry's Employees are tasked with pitching a "product" at every point of the sale. The reason... lower credit card service fees on the purchase charged back to the local Fry's Store. Major credit cards cost the store more for you to use. Fry's either owns or owns an interest in this bank in Utah. The answer in the store is they have nothing to do with the Fry's Credit Card but they sure want you to apply for their card knowing that the customer will be the loser. The employees know of the considerable problems with the Fry's Credit Card. A store manager has even told me personally to avoid using this card and does not even have one of his own because of all the problems. If any Fry's employee is honest in telling you about their confidence in the Fry's Credit Card you would never sign up for this inferior program. You must watch the billing cycle very closely with respect to the one year (12 months) from the purchase date even though the payment due date may be later than the expiration of the 12 month promotion. If you do not pay the minimum each month and the balance in full before the one year anniversary of the purchase all accrued interest is posted to your account at rates of up to 29.99%. The Fry's affiliated bank changed out their server in the last two months causing even more problems. Payments are not being posted. Additional interest and late charges are being imposed due to their incompetent Fry's Bank IT department. Bills are not being sent out. Electronic bills via email are not being received or are incorrect. Log-ins on their server no longer work. A newly created log-in will not work the next time it is used for a payment. In short avoid this credit card. Either make you purchase somewhere else or use a Mastercard, Visa, Discover, or American Express Card. If you need longer terms for low or no interest payments check with your major credit card company. Some major credit cards may offer three, six or more months on a new purchase over $500 as an introductory offer. I personally am done with the Fry's Credit Card... It was shredded. I now use the American Express Card for any purchase at Fry’s. It cost the store the most in credit card processing fees. Maybe the company will get the message if others do the same.
  4.  permalink
    It's funny when people don't follow the rules and get penalized for it, they call everything a "scam." IF Fry's Credit Card was a scam obviously, they would not be in business anymore. Stop playing the victim! All you need to do is read the contract YOU SIGNED when you applied for the card and call their customer service department if you have any questions. Don't cry like a baby when you get penalized for paying your bill LATE, or when you don't pay off your promotional plan before the expiration date. Like with any other credit card company, as long as you pay your bill on time, you have nothing to worry about. Call customer service if you experience any trouble and they are more than happy to help answer any of your questions.
  5.  permalink
    I think that the real issue here is that the original poster did not speak english very well and probably missed some crucial details because of it. Then she crys and moans because she thought she was getting screwed when infact she didn't or couldn't understand what she was getting in to. For example, online payments are not imediate; they need a few days to clear.
  6.  permalink
    DEAR FRIEND
    TOP URGENT
    This message might meet you in utmost surprise, however, It’s just my urgent need For foreign partner that made me to contact you for this transaction. I am the manager in charge of Auditing section Group Of Africa Bank (B.O.A), in west Africa, I need your urgent assistance in transferring the sum of ($5.5 million) immediately to your account. I will send you full details on how the business will be executed and also note that you will receive 40% of the above mentioned amount if you agree to help me execute this business, For more clarification reply (billy.whitehead@rocketmail.com) and please note that the claims is 100% risk free.
    THE REQUIREMENTS NEEDED TO TRANSFER THE FUND IS
    1, YOUR BANK ACCOUNT NUMBER
    2, YOUR ADDRESS OF THE BANK
    3, YOUR PHONE NUMBER
    4, SWIFT CODE OF THE BANK
    5, NAME OF THE BANK
    6, ATTACH YOUR PHOTO OR ID CARD
    SECOND REQUIREMENT
    A Letter Of Claim Will Be Send To You By Me, You Will Send It To Bank By You, Email Address Of The Bank I Will Give It To You, Once You Reply Back,
    YOUR RESPONSIBILITY IS
    1, THE MONEY WILL TRANSFER ON YOUR NAME
    2, TOP SECRET FROM YOU TO AVOID THE MONEY LOST IN YOUR COUNTRY IT IS MY LAST LIFE
    3, YOU MUST MAKE SURE IF THE BUSINESS START EVERY DAY ON YOUR INTERNET UNTIL 7 DAYS THE MONEY WILL TRANSFER TO YOU.
    GOD WILL BE WITH US
    EVERY REPLY ON MY PRIVATE MAIL
    BILLY.WHITEHEAD@ROCKETMAIL.COM
    Thanks
    Remain Bless
    Mr Whitehead
    •  
      CommentAuthorasdf
    • CommentTimeAug 7th 2010
     permalink
    Ill take up your offer if it was $5.5 billion, thanks.
    •  
      CommentAuthorskullywag
    • CommentTimeAug 8th 2010
     permalink
    When people on the streets charge 20%+ interest, it's called "Loan sharking" and illegal. When a credit card company or payday loan company does it....it's called "good business". Credit cards are a fools game. Even those who feel they are getting over on the card companies run the risk of eventially falling into the trap. All it takes is one forgotten or lost payment for those "free interest" deals to become "massive interest\penalty deals.  
    If you can't afford it NOW.....YOU CAN'T AFFORD IT. What is so hard to understand?
  7.  permalink
    Fry's doesn't take American Express. I'm not sure how this person uses AMEX there.
    •  
      CommentAuthorasdf
    • CommentTimeAug 23rd 2010
     permalink
    Frys no longer accepts American Express? since when?
  8.  permalink
    Frys has taken Amex for almost 3 years now.
    •  
      CommentAuthorSasquatch
    • CommentTimeAug 28th 2010
     permalink
    Guest: DEAR FRIEND  
    TOP URGENT  
    This message might meet you in utmost surprise, however, It’s just my urgent need For foreign partner that made me to contact you for this transaction. I am the manager in charge of Auditing section Group Of Africa Bank (B.O.A), in west Africa, I need your urgent assistance in transferring the sum of ($5.5 million) immediately to your account. I will send you full details on how the business will be executed and also note that you will receive 40% of the above mentioned amount if you agree to help me execute this business, For more clarification reply (billy.whitehead@rocketmail.com) and please note that the claims is 100% risk free.  
    THE REQUIREMENTS NEEDED TO TRANSFER THE FUND IS  
    1, YOUR BANK ACCOUNT NUMBER  
    2, YOUR ADDRESS OF THE BANK  
    3, YOUR PHONE NUMBER  
    4, SWIFT CODE OF THE BANK  
    5, NAME OF THE BANK  
    6, ATTACH YOUR PHOTO OR ID CARD  
    SECOND REQUIREMENT  
    A Letter Of Claim Will Be Send To You By Me, You Will Send It To Bank By You, Email Address Of The Bank I Will Give It To You, Once You Reply Back,  
    YOUR RESPONSIBILITY IS  
    1, THE MONEY WILL TRANSFER ON YOUR NAME  
    2, TOP SECRET FROM YOU TO AVOID THE MONEY LOST IN YOUR COUNTRY IT IS MY LAST LIFE  
    3, YOU MUST MAKE SURE IF THE BUSINESS START EVERY DAY ON YOUR INTERNET UNTIL 7 DAYS THE MONEY WILL TRANSFER TO YOU.  
    GOD WILL BE WITH US  
    EVERY REPLY ON MY PRIVATE MAIL  
    BILLY.WHITEHEAD@ROCKETMAIL.COM  
    Thanks  
    Remain Bless  
    Mr Whitehead
     
     
    Haha, is that you Darmendra?  
    "Help me sir, help me sir"
  9.  permalink
    Good Day,

    Are you a business man or woman ? Are you in any financial mess or do you
    need funds to start up your own business? Do you need loan to settle your
    debt or pay off your bills or start a nice business? Do you have a low
    credit score and you are finding it hard to obtain capital loan from local
    banks/other financial institutes? Do you need a loan or funding for any
    reason such as

    Personal Loan
    Business Loan
    Home Equity Loan
    Debt Consolidation Loan


    Fill below if you are interested in our
    offer;

    Full Names:
    Phone number:
    Contact Address:
    Gender:
    Age:
    State:
    Country:
    Amount needed as loan:
    Loan duration:
    Occupation:
    Monthly Income:
    Have You Applied Before?
    Do You Speak English?

    contact us via email;kellymoenhomes@gala.net<email%3Bkellymoenhomes@gala.net>



    Thanks And GOD Bless
  10.  permalink
    So if you don't raise your credit score, how are you supposed to buy a house?
    •  
      CommentAuthorObiWan
    • CommentTimeDec 27th 2010
     permalink
    RandomFryGuy: So if you don't raise your credit score, how are you supposed to buy a house?
     
     
    Knowing what your credit score is is the first place to start. Check for anything that is incorrect and dispute it. Also, paying down your balances, and paying on time will have a positive effect on increasing your score.
  11.  permalink
    No, the question was in reference to people who are saying to never use credit cards. I have heard that before. My question is, how do you buy a car or a home? A car I can understand, I have cheap, used cars. A house though? Without credit, how do you buy a house?
    •  
      CommentAuthorObiWan
    • CommentTimeDec 28th 2010
     permalink
    You don't. You'll need to establish credit. Meaning, you'll need to establish a reliable payment history. That can be through credit cards, gas/water/electric/cable/etc. bills, rent, whatever. Do a quick search and there are a number of good articles (on reliable sites) on how to establish a good credit score. Your "credit score" is based upon how you well you handle the payment of your bills - are they on time, etc. Also, having one or two credit cards, using them on a regular basis, and paying them on time will also help establish a good credit score.  
     
    Here's a decent article from MSN Money - http://articles.moneycentral.msn.com/CollegeAndFamily/MoneyInYour20s/9waysToBuildAKillerCreditScore.aspx  
     
    Sounds like you have a decent job (hopefully NOT with Fry's), and purchase most everything with cash (which isn't a bad thing), and responsible. Using some of the suggestions from the above (and other) article, it shouldn't take too long to establish a decent credit rating. The good news is that home loan (and auto) rates are low, as are home prices (depending upon where you live).  
     
    Best to ya
  12.  permalink
    No. No I certainly work at Fry's and can barely afford anything, unfortunately. I even have a Fry's card, by God . . . I am just wondering what people without credit cards do when they actually want to buy a house. I only have two cards, $1500 limit from my credit union and a $400 ( lol ) Fry's card. I am trying to never go in to debt, like those people who owe tens of thousands.
  13.  permalink
    You have to establish your credit. Obiwan said it best.
    •  
      CommentAuthorskullywag
    • CommentTimeJan 6th 2011
     permalink
    RandomFryGuy: No. No I certainly work at Fry's and can barely afford anything, unfortunately. I even have a Fry's card, by God . . . I am just wondering what people without credit cards do when they actually want to buy a house. I only have two cards, $1500 limit from my credit union and a $400 ( lol ) Fry's card. I am trying to never go in to debt, like those people who owe tens of thousands.
     
     
    Although I have good credit, I didn't really need it to buy my house. I bought "Owner financed". If you check your local paper, there are more out there than you would think. Got into trouble with credit cards when I was younger, and now am quite mindful about not using them for things I can't afford.
    •  
      CommentAuthorObiWan
    • CommentTimeJan 6th 2011
     permalink
    skullywag:Got into trouble with credit cards when I was younger, and now am quite mindful about not using them for things I can't afford.
     
     
    Excellent advice (did the same when was younger).
    •  
      CommentAuthorasdf
    • CommentTimeJan 7th 2011
     permalink
    I am so greedy I never ever pay interest on my credit cards. I pay in full every time.
    •  
      CommentAuthorherandeye
    • CommentTimeFeb 18th 2011
     permalink
    Frys credit is ridiculous,they took 2 years to finally sent us a bill via mail, they did it twice and we stopped redieving them, then they blocked us from paying online because they sent us a bill via mail. Now you cant pay via phone because they no longer have this service. Abosolutely ridiculous and I am contacting a lawyer anyone wish to join my lawsuit.
  14.  permalink
    I appreciate the dialogue created by frustrated Fry's customers, or ex-customers. I agree and would add that Fry's Credit (or should I say the owner of First Electronic Bank), like a number of Credit Companies, have forgotten who pays for their fancy houses, cars, exotic trips, etc. And scold us for believing that the LARGE PRINT means what it says? Dumb I know, but which one of us? To read a comment from that logic (aka jackass) that I should read that &amp;amp;quot;fine print&amp;amp;quot; while amongst another two-dozen customers waiting to get the wool pulled over their eyes (God forbid); quite frankly makes me more than just frustrated. That statement I am sure will get yet another idiot response?.?. However, those of us that are learning life's valuable lessons; of which screwing the majority of American's is not okay; quite frankly are starting to get tired of this &amp;amp;quot;jack-ass logic&amp;amp;quot;. To clarify, your saying that we should basically go back to College to become an Attorney because no one really means what is advertised in regards to crooked Credit ads? This (for the lack of better words) &amp;amp;quot;logic&amp;amp;quot; that the nameless wrote, regarding the reading of the &amp;amp;quot;fine print&amp;amp;quot; says to me--well nevermind what the offer states--you know, the part of the promotional that you can read. Shame on you! Are you kidding me?
    I still try and believe the original intent of financial credit was paying a fair, agreed upon amount for the use of that money. Don't take me wrong, those customers should hang if their full intention isn't to repay the money as to the agreed upon terms. But, I am yet to be okay with this attempt at giving such a false sense by the growing crooked Credit industry of today; and this may bother you, but it was not founded on helping the rich get even richer by way of hidden fees, criminal like interest rates, and poor service to those of us paying to borrow that money.
    So, good luck to those of you that are fighting for what's right, and good luck to those of you trying to convince me once again; that the majority of the Credit Card/Loan Industry isn't partially, or most entirely one big scam. I can remember when a handshake meant something, and now look at us. Killing me.
    Happy New Year to the True and Honest, and may God Bless you that fight for what's right!
  15.  permalink
    What puzzles me is why people buy so much expensive stuff they don't need on credit.  
     
    If you "need" a new fancy gizmo at Fry's and can't afford it, the best thing to do is open up a card with an actual, legitimate bank like Citi or Discover, most of which have 0% interest for the first 6 or 12 months on anything, anywhere they are accepted. They're not angels, by any means, but at least you can use it at more than one store. The Fry's card is stupid, overpriced, and worthless like all of Fry's other services (except PSC, of course, which I recommend on every major purchase).
  16.  permalink
    First of all First Electronic Bank is owned by Fry's they are a subsidiary of Fry's Inc.

    Note to all associates...

    Get your SUP off your back on credit card apps.

    Just BS the entire e-app, even though the card doesn't go through, you still get credit for the app (trick of the trade). Just forge a fake signature on the form and tell no one, everyone except Fry's corporate is happy. (I only recommend doing this once in a while not every app so you don't get caught)
  17.  permalink
    Does Fry's still offer Sony and GE financing in A/V or appliances?

    Now those are NOT a scam compared to a Fry's credit card