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  1.  permalink
    when can i change my insurance plan or does any1 know the number??
  2. Other Topics You Might Like
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    ObiWan, do you think Fry's had sexual harassment insurance?
  3.  permalink
    The time to change your plan has already passed. You can only change it once a year.
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      CommentAuthorasdf
    • CommentTimeSep 27th 2009
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    SDCherryPicker: The time to change your plan has already passed. You can only change it once a year.
     
     
    isnt it twice a year during enrollment?
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      CommentAuthorSasquatch
    • CommentTimeSep 27th 2009
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    Man, I can't wait until I turn 25.
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      CommentAuthorSuzukiman
    • CommentTimeSep 28th 2009
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    why?Looking for my head ............... yeah the eight valve one yeah ....
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      CommentAuthorasdf
    • CommentTimeSep 28th 2009 edited
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    Sasquatch: Man, I can't wait until I turn 25.
     
     
    Your health insurance rates go up as you age. btw  
     
    Your car insurance rates do go down though.
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      CommentAuthorSuzukiman
    • CommentTimeSep 29th 2009
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    yet another reason to pass the health bill.Looking for my head ............... yeah the eight valve one yeah ....
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      CommentAuthorObiWan
    • CommentTimeSep 29th 2009
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    Suzukiman: yet another reason to pass the health bill.
     
     
    'cept....who's gonna pay for it?  
     
    Next time you hear "I'm from the government, and I'm here to help and have your best interests in mind", run....
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      CommentAuthorasdf
    • CommentTimeSep 29th 2009
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    I am prepared to pay for it.
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      CommentAuthorGuest 685
    • CommentTimeSep 29th 2009
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    But I'm not willing to pay for your health care so why are you forceing me to pay for your healthcare?
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      CommentAuthorSasquatch
    • CommentTimeSep 29th 2009
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    Guest: But I'm not willing to pay for your health care so why are you forceing me to pay for your healthcare?
     
     
    I do not believe they are leaning toward legislation that would mandate having coverage. Most likely, they will allow non federally employed citizens to buy into a system similar, possibly merged with the current system available to most federal employees. Among other things, of course.
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      CommentAuthorasdf
    • CommentTimeSep 29th 2009 edited
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    Guest: But I'm not willing to pay for your health care so why are you forceing me to pay for your healthcare?
     
     
    What do you mean? I am paying for mine. And your paying for yours.  
     
    Don't you get it? its insurance. You pay little and not use the benefits. But with your small contribution you are helping others. You help the health insurance companies use your money to help others. And thanks to the way they do business they have made tons of profit for themselves and their investors. Insurance is like the lottery and gambling, your small contribution makes someone else a millionaire.
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      CommentAuthorObiWan
    • CommentTimeSep 29th 2009
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    First...insurance isn't like the lottery or gambling. The costs of insurance are based on "the law of large numbers". i.e. the more people that are insured (either for auto, homeowners, business, health, etc.) the lower the cost. It's called "spread of risk". It's based on the premise that not everyone will suffer a loss (i.e. not everyone gets in auto accidents, has their home burn, or suffers a catastrophic health issue).  
     
    Second, the current insurance coverage that federal employees enjoy is NOT what is being proposed by Congress. i.e. the federally run program that Congress is trying to shove at us is not the same as what they enjoy. Totally separate.
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      CommentAuthorfryguy
    • CommentTimeSep 29th 2009
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    I'm with Obiwan on this. His is a much better explanation of health insurance, or just insurance in general. In fact, that's why mandating insurance actually is likely to be part of the legislation - to lower the cost by spreading the risk over the entire population. It's also true that the Federal Employees Health Benefits is not the same as what is being discussed for the "public option."
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      CommentAuthorasdf
    • CommentTimeSep 29th 2009 edited
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    fryguy: I'm with Obiwan on this. His is a much better explanation of health insurance, or just insurance in general. In fact, that's why mandating insurance actually is likely to be part of the legislation - to lower the cost by spreading the risk over the entire population. It's also true that the Federal Employees Health Benefits is not the same as what is being discussed for the "public option."
     
     
    He works for a risk management company what do you expect.  
     
    When you pay into your private insurance, its still the same system where you are paying for others. So I am not sure why you have a problem with this when you benefit from the same people who use your money.  
     
    To be fair having no insurance would mean you would be liable for 100% of the medical costs and if everyone was responsible for themself medical procedures would probably be 90% cheaper.. like dental procedures nowadays.
    •  
      CommentAuthorfryguy
    • CommentTimeSep 30th 2009 edited
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    Whoa there. Have you read any of my other posts on this subject? My problem was not with your premise, but with your poor analogy.  
     
    Edit: the frustrating part of all this is most people want the same thing, but are arguing things that don't have a lot to do with what matters,
  4.  permalink
    Well here is the answer to your question before it got derailed by politics - Open enrollment is around june every year. There are exceptions like getting married and having a baby or like in my case I was dropped from my fathers insurance after I turned 21. So I was able to get insurance through frys.
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      CommentAuthorAyaHu
    • CommentTimeSep 30th 2009
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    Sorry I am not into the healthcare AT ALL. If I get hurt or injured, so be it, let me deal with it then, I don't want to pay any more of my hard earned cash to anyone but myself and I should determine whether to take on the extra expense or not, its my right and freedom. If, however, they find a way to tax alchohol and cigarettes instead of me, I'll be cool with that.Superhero!
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      CommentAuthorasdf
    • CommentTimeOct 1st 2009
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    I would rather pay more for better healthcare than pay for social security.  
     
    I am ready taxed $2k+ a month and my insurance can't even cover my needs.
  5.  permalink
    i like how you say you are taxed 2k and your insurance doesnt cover and you think gov mandated will? hahahaha nope those who currently have health insurance will be paying 2X'- 3x"s what you are currently paying for worse insurance or equal insurance but now instead of being able to shop around for better insurance you are stuck with the crappy insuance you cant use as it barely will cover or will send you to a doc to wait 3 hours to be seen for a minor issue.... basically all walk in clinic with no actual doctors who give a rip anymore.
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      CommentAuthorObiWan
    • CommentTimeOct 2nd 2009
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    asdf - you're complaining because you're taxed $2,000 a month - which would mean you're bringing home something like $130,000 - $150,000 a year...and you're complaining? Be thankful you make that much.
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      CommentAuthorsomeone
    • CommentTimeOct 2nd 2009
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    ObiWan: asdf - you're complaining because you're taxed $2,000 a month - which would mean you're bringing home something like $130,000 - $150,000 a year...and you're complaining? Be thankful you make that much.
     
     
    at $130K-$150K I could afford my prescriptions without insurance and I take some heavily expensive prescriptions where if I didn't have health insurance for, I'd be paying $2000 a month for...Hiya kids. Here is an important message from your Uncle Bill. Don't buy drugs. Become a pop star, and they give you them for free!
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      CommentAuthorObiWan
    • CommentTimeOct 2nd 2009
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    "heavily expensive perscriptions" - interesting choice of words - it leaves a lot to the imagination......
    •  
      CommentAuthorasdf
    • CommentTimeOct 2nd 2009
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    Yeah maybe i should just pay up $10k for a procedure. Cause $10k is cheap right?
    •  
      CommentAuthorObiWan
    • CommentTimeOct 2nd 2009
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    Depends upon what procedure you're talking about.
    •  
      CommentAuthorSasquatch
    • CommentTimeOct 2nd 2009
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    Body wax.  
     
    On a sasquatch.
    •  
      CommentAuthorfryguy
    • CommentTimeOct 4th 2009
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    Guest: i like how you say you are taxed 2k and your insurance doesnt cover and you think gov mandated will? hahahaha nope those who currently have health insurance will be paying 2X'- 3x"s what you are currently paying for worse insurance or equal insurance but now instead of being able to shop around for better insurance you are stuck with the crappy insuance you cant use as it barely will cover or will send you to a doc to wait 3 hours to be seen for a minor issue.... basically all walk in clinic with no actual doctors who give a rip anymore.
     
     
    If you currently get insurance through work, how do you currently shop around for better insurance? If you don't currently get insurance from work. . . good luck.
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      CommentAuthorasdf
    • CommentTimeOct 4th 2009
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    I get free insurance and the upgrades still have the same exclusions. You just pay more now and when something happens you pay less. How does one prepare for that? Is there some formula or educated guess to which upgrade you go for? Does one plan to get into an accident? Or plan to get cancer or illness?
  6.  permalink
    AyaHu: Sorry I am not into the healthcare AT ALL. If I get hurt or injured, so be it, let me deal with it then, I don't want to pay any more of my hard earned cash to anyone but myself and I should determine whether to take on the extra expense or not, its my right and freedom. If, however, they find a way to tax alchohol and cigarettes instead of me, I'll be cool with that.
     
     
    I agree, but they already started to tax cigarettes at the begining of the year, it was a big tax to. I'm paying $2 more then I was last year for a pack. But its better then taxing simple stuff like soda. The government is testing that in San Fransisco. I think its stupid because not everyone who drinks soda is fat and taxing soda isn't gonna keep the fatties away from their soda.
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      CommentAuthorObiWan
    • CommentTimeOct 6th 2009
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    urm....perhaps giving up smoking might be a better choice? Besides all of the money you'll save, your lungs will thank you. Having watched my father deal with emphysema fom a 2+ pack a day habit, I can ell you it ain't worth it.
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      CommentAuthorasdf
    • CommentTimeOct 6th 2009
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    I don't smoke.  
     
    If I where to smoke a pack a day it would be about $6 a day (about the price of a fast food combo meal). I don't see that much of a huge cost but it does add up to $180 a month. Eating out does cost me about $15 a day. Which is why I should probably eat at home..
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      CommentAuthorSasquatch
    • CommentTimeOct 6th 2009
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    Two packs a day? Holey Moley. That's commitment.
    •  
      CommentAuthorasdf
    • CommentTimeOct 6th 2009
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    Sasquatch: Two packs a day? Holey Moley. That's commitment.
     
     
    addicted.
    •  
      CommentAuthorAyaHu
    • CommentTimeOct 8th 2009
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    Hmm I drink soda religiously and lost 46 pounds on it and look like:  
     
    So, yeah, soda doesnt make you fat.Superhero!
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      CommentAuthorasdf
    • CommentTimeOct 8th 2009
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    diet soda?
    •  
      CommentAuthorSasquatch
    • CommentTimeOct 8th 2009
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    AyaHu: Hmm I drink soda religiously and lost 46 pounds on it and look like:  
     
    So, yeah, soda doesnt make you fat.
     
     
    My name is Sas qautch, and I approve this message.
    •  
      CommentAuthorAyaHu
    • CommentTimeOct 8th 2009
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    I have never seen a skinny person who drinks diet soda. I will have you ponder that. I certainly dont drink diet soda.  
     
    And thanks hubby I dyed my hair black two weeks ago.Superhero!
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      CommentAuthorObiWan
    • CommentTimeOct 8th 2009
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    Be still my beating heart....
  7.  permalink
    ObiWan: urm....perhaps giving up smoking might be a better choice? Besides all of the money you'll save, your lungs will thank you. Having watched my father deal with emphysema fom a 2+ pack a day habit, I can ell you it ain't worth it.
     
     
    I might consider that if I did smoke that much, but I don't. I know smoking is bad no matter how much or how little you do it, I will stop before I start having kids. 50% chance they will smoke if their parents do. My mom did, but I will never be bad as she was, 3 packs a day. I'm not a chain smoker, I wouldn't be able to handle it. I also hate smoking in doors, I get closterphobic. Tried one time in an airport in Atlanta because they have in door smoking rooms. I hated it, I was ready to puke.  
     
    Don't get me wrong about soda either, I love it to. But there are people out there that drink it religiously, that's bad for you. So is diet soda, that's worse then regular. I probably have soda once or twice a week. It's ok in moderation, but then again everything that's really good is the same way.
    •  
      CommentAuthorasdf
    • CommentTimeOct 12th 2009
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    And cell phones are bad for you too. You can actually feel radiation at times.
    •  
      CommentAuthorSasquatch
    • CommentTimeOct 12th 2009
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    Yeah, the sun.
    •  
      CommentAuthorasdf
    • CommentTimeOct 12th 2009
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    Sasquatch: Yeah, the sun.
     
     
    i never go out side. plus like you would know right?
  8.  permalink
    Everything is bad for you these days. Pretty soon the government will make up post warnings in our own homes warning us that if we go outside in the sun or breath our smog filled air that we put ourself at risk for cancer. Then we would probably have to pay a tax for that sign to be in our homes.
  9.  permalink
    Gossipgirl: Don't be absurd. The government will not make you pay tax on that sign. You would, though, be arrested if you took it down!
  10.  permalink
    It's the government. They will find a reason to tax.
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      CommentAuthorasdf
    • CommentTimeOct 13th 2009
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    gossipgirl025: It's the government. They will find a reason to tax.
     
     
    The tax comes in other names and in other ways.
  11.  permalink
    Right on, ASDF, Q.E.D.
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      CommentAuthorSuzukiman
    • CommentTimeOct 13th 2009
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    They really should do something like a 10% tax on anything considered junk food.  
     
    A public option would be a plus as it will end up letting people see the doctor for regular checkups without having to pay any portion of the bill. Many people dont go for basic stuff as even with insurance you have to pay something. Healthy people cost less to take care of reducing the cost all around so everyone would pay less if health care was completely free without insurance companies. imagine if you never had to pay for this again because healthy people would probably reduce the taxes you are paying now. If government run healthcare doesnt work then why are many nations doing it.  
     
    "Universal health care is implemented in all industrialized countries, with the exception of the United States. It is also provided in many developing countries." Just to quote Wikipedia. As you can see the usa is last yet again, last in abolishing slavery, last in voting in a minority president, Last in high speed public transport (bullet trains), we will be the last to set up free public transit, we are the last to still have a death penalty just to name a few.  
     
    I wish this country would reset itself clean out all the usless garbage its carrying around wasting money but it wount. A few ways to help it out is cap the max earning potential of any member of the government so even if they do accept things from companies they will have to give it up that would fix many of the issues and tax problems right away, but it wount happen because its not what the government can do for you it's how much taxes can you pay.Looking for my head ............... yeah the eight valve one yeah ....
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      CommentAuthorObiWan
    • CommentTimeOct 13th 2009
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    Suzuki - how will this "public option" be paid for? Seeing a doctor, or any healthcare practicioner for that fact, costs money. As to your comment about universal health care being implemented in all industrialized countries - take a REAL look at just how "good" it really is. Delays of up to a year on seeing a specialist, oft times being denied care at all. There is a reason many from Canada, Great Britian, Europe, the Mid East come to the US for treatment. I work for a major healthcare facility in the Texas Medical Center, and can tell you that we see a huge number of foreign patients. They come here because THEIR country either has restrictions on certain types of care, or doesn't have the means at all. Add into that, much of the research that now goes on to find cures and improve current techniques would come to a total standstill under "universal healthcare", and....who in their right mind would want to spend 10 years in school and rack up $100K plus in education expenses? Oh..that's right...the government will pay for that too.  
     
    Our current healthcare system may not be perfect, but if you take a solid look at it and compare it to other systems, you'll realize it's a heck of a lot better.  
     
    There is this myth that everything should be "free" - free healthcare, free public transportation, free college education. The only way to pay for all of this "free" stuff is to increase taxes.  
     
    This may not be a perfect country (none is), but try living someplace else. You'll quickly grow to appreciate what we do have.
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      CommentAuthorSuzukiman
    • CommentTimeOct 13th 2009
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    Well actually I would like less road maintinence infact if they could be dirt that would be supurb. I would like the government health care plan to be public and for someone to take a look at the way things are running and really cut back as things dont need to be so messed up. Also things could be free I could simply do IT work for anyone as a doctor can simply take care of anyone the teachers can simply teach people and the farmers can grow stuff as needed as you can see I said nothing even remotely about people using money or getting taxed yet everyone is happy doing what they do best as there is no stress about how to pay the medical bills for the teacher there is no reason for the doctor to try and sell you things you really dont need like a sugar pill prescription. Quite frankly it seams everyone could get along very well in this type of society where you simply do what your good at for people that need it. Notice how I havnt even said communism because the government officials can be there to make laws and policemen can keep policing as needed. People in areas of finance and banking can then become more useful by doing jobs like farming or research or building cars. There would be a lot less stress everywhere as it would be simpler to live with much less to worry about this in turn would reduce health issues greatly as there would be less smoking and drinking there would be much less crime. Granted some people would have to give up luxuries but does having things really make people happy? I would think not you can get way more satisfaction from simply helping someone or doing a project and seeing it through to the end. Heck if I was in that kind of a society and had a choice between any one of my samurais and or van and any other car i would still pick what I have now.Looking for my head ............... yeah the eight valve one yeah ....